Watch those scams

Clean Willy

Clean Willy

Life of the Party
Forum Supporter
This might be a sign that I've officially lost it, but I got an email from 'Netflix' saying my card had been declined. I actually have one that expired last month and have had one other legit decline that I had to update card info so just clicked away without a thought. Logged into 'Netflix', put in new card info address etc. and got a little suspicious when it asked for mothers maiden name. Went back and erased everything and hope they weren't able to pull info before I hit send.

I cannot believe I almost (I hope) fell for this. I consider myself to be computer literate and have safeguards in place with everything including my credit reporting in lockdown. I don't use the same password for multiple sites. Went to actual Netflix and changed password.

Anyway, just a reminder to stay alert out there!

Bastards.
 
^^^^^
This

I try never to click any email link, ever, for any reason, but only navigate directly from the site of whoever I'm doing business with. An easy way to (try) be stay safe online.
 
Any email, text, link on any site (especially FB) , phone/robo call are dangerous these days. AI used deviously will only make it more sophisticated and more complex.
 
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CRO said:
when in doubt dont click on the links in a email , log off and go go directly to to whatever site useing their proper domain name to log into your account. if something is wrong with your account you will find a notice there.
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Yeah I obviously knew better and have always done that. Just bad timing of like I said an actual legit card expiring and being distracted.

Guess the moral of the story is if it can happen to someone as careful as me….
 
_WW_ said:
Call the CC company and get a new card now.
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Shouldn’t be necessary. I’ve got money management software that would alert me to anything weird.

And I now have a post it note on my desktop that says ‘DON’T BE AN IDIOT!!!’
 
@Clean Willy thank you for posting this. Reminders are a great thing!
 
Some of these scams have opportunities within. You never know. Sometimes if you're willing to "play ball" with a scam and get in your the game with them, you can benefit GREATLY!! Thats one of the Main selling points for the SmartCoin Pyramid Group into which I am HEAVILY invested. It is a vertical scope network where you GAIN from the lower reaches of the network. Always gotta keep padding the bottom of The Pyramid!! I advise to invest large dividends into the SmartCoin Pyramid.
 
I guess I need an education here. I have Netflix and get emails all the time which I normally delete without opening. But this sounds like they have a credit card? Or a membership card for some reason? Most of the emails I get are titled "something new for you" which I gather is some new movie to watch. According to my local newspaper millions of $ are lost to scams every year in Washington alone so I'm very skeptical of anything that even appears remotely suspicious. What can I learn here?
 
bobduck said:
I guess I need an education here. I have Netflix and get emails all the time which I normally delete without opening. But this sounds like they have a credit card? Or a membership card for some reason? Most of the emails I get are titled "something new for you" which I gather is some new movie to watch. According to my local newspaper millions of $ are lost to scams every year in Washington alone so I'm very skeptical of anything that even appears remotely suspicious. What can I learn here?
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Sorry I should have been more clear.

The email appeared to be from Netflix and was saying that the credit card I was using for payment had been declined. I foolishly clicked on the link to put in my new cc info. Once it finally hit me I backed out of everything and hope they weren't able to pull info as I entered it.

What you can learn is to be suspicious of everything, as I thought I was. It had been a long day and I wasn't thinking clearly. Or maybe I'm just ready for the home....
 
I recently received an email from my credit card company with a link to contest a charge. It looked exactly like the emails that I have received from my credit card company, but I have never received one with a link to contest a charge…
I checked my credit card app and there was no pending charge on the account.

Careful out there
 
+1 on canceling that card. Minor inconvenience.
Last week in a group text with our kids, we all got a weird text from what looked like my wife’s phone number…. Weird because it should have her name… and it has an attachment. Fortunately no one clicked on it, but another example of how the scammers are trying to trick us all.
I say we redirect all DOJ funding to cleaning up the internet.
 
When I get an unexpected or dodgy email re an outstanding debt or financial 'issue', the first thing I do is hit 'Reply' and very carefully look at the senders email address, you can typically see it is off, websites can be very carefully copied.

I also limit the # of cards I have (2) and use their apps on my phone re updates, dues, or unusual activity.

Basically, any financial email/Txt I get is given a cursory glance and then deleted.

Dave
 
Clean Willy said:
Sorry I should have been more clear.

The email appeared to be from Netflix and was saying that the credit card I was using for payment had been declined. I foolishly clicked on the link to put in my new cc info. Once it finally hit me I backed out of everything and hope they weren't able to pull info as I entered it.

What you can learn is to be suspicious of everything, as I thought I was. It had been a long day and I wasn't thinking clearly. Or maybe I'm just ready for the home....
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OK, now I understand. I get one or two emails that I spam out almost on a daily basis. I wonder is this new AI crap is going to make things even scarier. Being an old timer (I never thought I'd ever say that) and a techno dinosaur I thing sometimes it should be called artificial ignorance.
 
Kind of a thread drift but: Check your account frequently, we do it daily, or should I say we usually check it daily.

We had a charge show up for a lawn tractor from an East Wenatchee dealership. I didn't buy a lawn tractor so I immediately disputed the charge which meant my card had to be replaced.
 
Something y’all might consider is freezing your credit reports. Did that a couple of years ago and it’s peace of mind in case I actually fall all the way for a scam like I came very close to yesterday.

Freezing your credit report, also called a security freeze, blocks lenders from accessing it, stopping identity thieves from opening new accounts in your name, and it's free to place, lift, or remove with the three major bureaus: Equifax, Experian, and TransUnion
. You must contact each bureau separately online, by phone, or by mail, providing personal info like your SSN and DOB to set it up, and you'll get a PIN to manage the freeze when you need to apply for credit.
 
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