No I have a separate hard drive. Just plug it in and it backs the whole thing up in under 10 minutes. I figure if this thing goes down I at least don't have to worry about that part of it.
Not a windows guy. Mine are Macs. I back up onto a hard drive once a week. When I get a new computer I do a back up, plug it into the new computer and 10 minutes later everything is transferred and it looks just like the old one. Programs, data, everything. Can't imagine why it would be...